Frequently Asked Questions

Is my dealership eligible to sign up with Lot2You Auto Finance?2020-06-08T18:02:09+00:00

Lot2You Automotive Finance works with independent and franchise dealerships. The basic requirements are:

  • A paved lot
  • A minimum of 15 cars eligible for financing with Lot2You Finance
  • Billing software for form processing
  • Two years in business as a car dealer
  • Signed Lot2You Finance authorization form to obtain bank account information
  • Previous experience with sub-prime finance is strongly encouraged
How does my dealership get signed up with Lot2You Automotive Finance?2020-06-08T18:11:56+00:00

Our marketing representative will take you through all the steps to become an Lot2You Finance dealer partner. Once you have confirmation from your Lot2You sales representative that your application process is complete, you can start submitting contracts to us. Please click the link below to fill out our Dealer Application, and you will be contacted promptly. You must also download and print our Dealer Packet which requires signatures and is to be mailed to the Lot2You Finance offices. The dealer packet can be found here.

Dealer Application

How fast can I expect a decision on my credit application?2020-06-08T18:13:25+00:00

Most decisions are received in 30 minutes or less.

If I send in a complete contract package, how long does it take to get funded?2020-06-08T18:14:25+00:00

Complete contract packages are funded within 48 hours.

What are the hours of the Credit Department?2020-06-08T18:17:58+00:00

Monday through Friday: 9:00 AM until 6:00 PM.

Saturday: 10 AM until 3 PM.

Sunday: Closed

Does Lot2You Finance use credit scores in the application process?2020-06-08T18:20:05+00:00

Lot2You Finance uses its proprietary scorecard and the customer’s credit score is a factor in the application process.

How can I contact Lot2You Finance?2020-11-13T21:06:06+00:00

You can reach via telephone during business hours at 1.888.855.8258 or via email at [email protected].

Our mailing address is:

Lot2You Automotive Finance
9111 Jollyville Road
Suite 245
Austin, TX 78759

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